Palm Harbor Homes with Canal - Saltwater Frontage

Palm Harbor Homes with Canal - Saltwater Frontage

Welcome to Palm Harbor, Florida—a charming coastal gem nestled in the heart of Pinellas County. Known for its picturesque landscapes, vibrant community, and an array of recreational opportunities, Palm Harbor is the perfect place to call home. With its lush greenery, scenic parks, and proximity to the stunning Gulf of Mexico, this city offers a serene lifestyle coupled with all the modern conveniences.

For those seeking a unique waterfront living experience, Palm Harbor boasts an impressive selection of homes with canal and saltwater frontage. Imagine waking up each morning to the gentle sound of waves lapping against your private dock, the sun glistening on the water as you sip your morning coffee. These homes provide not only breathtaking views but also direct access to some of Florida's best fishing, boating, and water sports. Whether you’re an avid angler or simply enjoy leisurely sunset cruises, having saltwater access at your doorstep transforms everyday living into a vacation-like experience.

The community of Palm Harbor is also known for its top-rated schools, diverse dining options, and vibrant local culture, making it perfect for families and retirees alike. With its charming downtown area, filled with boutique shops and delightful eateries, you’ll find everything you need just a stone's throw away.

Discover the allure of Palm Harbor and the exceptional waterfront properties available for sale. Embrace a lifestyle where every day feels like a getaway, and let the tranquil beauty of canal and saltwater living redefine your home experience. Welcome to your new paradise!

Newest Palm Harbor Homes with Canal - Saltwater Frontage

$745,000
3 Beds ⋅ 2 Baths ⋅ Baywood Village SubDv. ⋅ 34683 Zip Code
Experience the ultimate Florida waterfront lifestyle in this beautifully renovated coastal retreat, perfectly situated on an oversized pie-shaped lot at the end of a quiet private cul-de-sac. Boasting more than 155 feet of waterfront, this exceptional property offers direct Gulf access and is a dream come true for boaters, anglers, and anyone who loves life on the water. Step outside to your private backyard paradise featuring a brand-new oversized composite dock complete with a 15,000lb boat lift, making it effortless to launch your next adventure. A new seawall cap provides added peace of mind, while the expansive waterfront offers plenty of room to relax, entertain, and soak in the coastal scenery. Inside, this home has been completely transformed with quality updates throughout. Major improvements include new roof (2022), new HVAC system and ductwork (2023), double-pane PVC windows and sliding glass doors, luxury vinyl plank flooring throughout, fresh interior paint, a newer paver driveway, a stunning new kitchen, and beautifully updated bathroom vanities. Don't let the front fool you, this home is remarkably spacious inside. The bright, open floor plan is filled with natural light thanks to walls of sliding glass doors that seamlessly connect the living area to the expansive wraparound screened porch, creating the perfect space for year-round indoor-outdoor entertaining. The thoughtfully designed split-bedroom layout provides privacy for family and guests. The oversized primary bedroom serves as a peaceful retreat, featuring a custom walk-in closet and a beautifully appointed en-suite bath with dual vanities. The heart of the home is the open-concept kitchen, complete with granite countertops, a center island, abundant cabinetry, and a layout designed for gathering with family and friends. Location is everything, and this home truly has it all. Enjoy direct Gulf access for boating, fishing and diving enthusiasts. You're also less than an hour from two major airports, making travel convenient for full-time residents and seasonal homeowners alike. Surrounded by some of Pinellas County's most desirable destinations, you'll be just minutes from the historic Tarpon Springs Sponge Docks, vibrant downtown Dunedin, Palm Harbor, Ozona, Crystal Beach, Honeymoon Island, Caladesi Island, and countless waterfront restaurants, parks, beaches, and shopping destinations. Every nearby community offers its own unique charm and coastal character. The neighborhood enhances the lifestyle even further with a private community boat ramp and direct access to the Pinellas Trail, perfect for biking, walking, and enjoying Florida's beautiful outdoors. Whether you're searching for a full-time waterfront residence, a seasonal escape, or the perfect place to enjoy boating and coastal living, this exceptional property delivers it all. Florida waterfront living truly doesn't get any better than this. Boat and trailer may be available for purchase separately and can be negotiated as part of the sale.

318 Circle Drive, Palm Harbor
$1,150,000
4 Beds ⋅ 3 Baths ⋅ St Joseph Sound Estates SubDv. ⋅ 34683 Zip Code
Welcome to 760 Soundview Drive, a stunning Key West-style retreat in the heart of Ozona, one of Palm Harbor's most sought-after waterfront communities. Offering 4 bedrooms, 2.5 bathrooms, an oversized 2+ car garage, and a sparkling pool with a cascading waterfall overlooking a picturesque saltwater canal, this home perfectly captures the Florida lifestyle. From the moment you step inside, you'll be welcomed by soaring ceilings, abundant natural light, and a warm, inviting atmosphere. A spacious formal living room at the front of the home provides an elegant space for entertaining guests or enjoying a quiet retreat. Beyond, the expansive family room features a cozy gas fireplace and sliding glass doors that open to a balcony overlooking the pool and canal, creating the perfect setting for relaxing or gathering with family and friends. The beautifully appointed kitchen offers granite countertops, bar seating, custom cabinetry, decorative tile backsplash, and stainless-steel appliances. A beautifully renovated guest bathroom on the main level showcases stylish, modern finishes. Three generously sized guest bedrooms feature luxury vinyl plank flooring, while the entire third floor is dedicated to an impressive owner's retreat with peaceful water views, a spacious walk-in closet, and an oversized walk-in attic for exceptional storage. The luxurious ensuite bath includes dual vanities, a large walk-in shower, and a relaxing jetted soaking tub. Thoughtfully updated throughout, this meticulously maintained home features freshly sanded and stained hardwood floors with brand-new carpet runner on the staircase (2026), a new closet in the fourth bedroom (2026), fresh exterior paint plus newly painted decks (2025), a new hot water heater (2025), new pool pump (2024), hurricane-impact windows across the front of the home, a new impact-rated downstairs slider (2022) plus a new roof (2020) and AC system (2020), providing years of worry-free living. The lower level offers an additional 288-square-foot climate-controlled bonus room with a half bath (not included in the heated square footage), ideal as a game room, fitness room, home office, or guest retreat with easy access to the pool. The oversized garage offers soaring ceilings, abundant storage, golf cart parking, and an additional bonus room perfect for an office, workshop, or extra storage. Life on Soundview Drive is about more than just owning a beautiful home—it's about becoming part of a vibrant community where neighbors quickly become friends. Walk or ride your golf cart to local restaurants, charming boutiques, and top-rated schools including Palm Harbor University High School. The Pinellas Trail is just around the corner, offering miles of scenic biking, walking, and running. Nearby Pop Stansell Park features a waterfront fishing pier, playground, and hosts the beloved Downtown Palm Harbor Community Market every third Saturday with live music, food trucks, local vendors, and family-friendly activities. You're just minutes from world-class golf at Innisbrook Golf Resort, waterfront dining, marinas, and the award-winning beaches of Honeymoon Island, where crystal-clear Gulf waters, sugar-white sand, and unforgettable sunsets await. If you've been searching for a home that combines waterfront living, timeless coastal charm, modern updates, and an unmatched community lifestyle, **760 Soundview Drive ** is the one you've been waiting for. Note-Furnishings are negotiable!

760 Soundview Drive, Palm Harbor
$1,459,000
5 Beds ⋅ 4 Baths ⋅ Indian Bluff Island SubDv. ⋅ 34683 Zip Code
This is a spectacular, fully updated waterfront home at 105 Augusta Ave on Indian Bluff Island! ,stands as a prime example of high-end Palm Harbor coastal living.A masterful achievement of concept and design, this stunning custom remodeled 2-story WATERFRONT residence is truly an oasis of serenity, breathtaking waterway views of the Gulf of Mexico from most every room showcases exquisite craftsmanship & cutting edge design. Seamlessly integrated indoor/outdoor spaces with a 2nd floor master TPO finished balcony which affords gorgeous rooftop sunsets over the Gulf of Mexico, 95' of waterfront, private dock with 10,000 lb. lift (2025) & an additional skiff lift, standing seam galvalume metal roof (2023), 2 A/C (2024), aluminum frosted glass modern garage door (2023), impact & hurricane resistant double pane doors & windows (2022), paver drive, 2 rear paver patios perfect for entertaining. This 5-bedroom, 4 bath home is illuminated by natural light, luxury vinyl floors, ship lap details offers an oasis of serenity. Culinary kitchen: stainless appliances, quartz countertops, white shaker cabinets, marble backsplash, platinum pulls. new aplliances completely remodeled first floor in 2025 2-1st floor bedrooms - wall closets - plantation shutters - adjoining bathroom: glass door tub/shower, quartz top counter. Interior laundry. Powder room - glass shower. Glass railing floating staircase ascends to the 2nd floor master suite: cathedral ceiling, wall closets, double glass slider opens onto the balcony which overlooks the Gulf of Mexico. Sumptuous master bath, his & her vanities, quartz tops, shaker cabinets, walk-in subway tile shower, H20 closet. 2-additional bedrooms. Adjacent full bath glass door walk-in subway tile shower - quartz top vanity. Professionally landscaped, sprinkler reclaimed, water softener, epoxy finished 2-car courtyard garage. Palm Harbor boasts 210-acre Wall Springs Park including a natural spring, minutes to the Sponge Docks, Pinellas county trail. Minutes to both Honeymoon and Caladesi Islands activities such as windsurfing, sailing, kayaking, paddle boarding, fishing, jet skiing or relaxing on our sugary fine sand, not to mention craft breweries, restaurants, fine dining & ice cream. Waterfront & Outdoor Highlights Deepwater Access: 95 feet of saltwater canal frontage leading straight to the Gulf of Mexico. Boater's Setup: Private wood dock equipped with a 10,000 lb. boat lift (installed in 2025) plus an additional skiff lift. Outdoor Living: Multiple rear paver patios and a massive second-story master balcony designed for catching Gulf sunsets. Roof: Standing seam galvalume metal roof (2023). Windows & Doors: Full hurricane/impact-resistant double-pane doors and windows (2022).HVAC: Dual A/C systems (2025) Garage: Modern aluminum frosted glass door (2023) on a 2-car courtyard garage with epoxy floorin Premium Interior Details Layout: 5 bedrooms and 4 bathrooms spread across 2,545 sq. ft. of heated living , completely remodeled first floor with new bathrooms, Primary Suite: Features cathedral ceilings, a custom floating glass staircase entrance, and a sumptuous master bath with walk-in subway tile showers and dual vanities.Schools: Zoned for top-rated schools including Palm Harbor University High School.Recreation: Minutes from Wall Springs Park, the Pinellas Trail, Honeymoon Island, and Caladesi Island state parks.

105 Augusta Avenue, Palm Harbor
$574,900
3 Beds ⋅ 2 Baths ⋅ Baywood Village Sec 2 SubDv. ⋅ 34683 Zip Code
Virtually Staged. If you’ve been searching for that true Palm Harbor waterfront lifestyle with Gulf access, this is the one that feels like home the second you pull in. Welcome to Baywood Village — a laid-back waterfront community where golf carts, boats, sunsets, and weekends on the water are just part of everyday life. Tucked away on a saltwater canal with Gulf access, this 3-bedroom, 2-bathroom home has been beautifully updated while still keeping that relaxed coastal feel everyone is looking for in Palm Harbor. Whether it’s mornings on the dock with coffee or evenings around the fire pit after a day on the boat, this property was made for enjoying the Florida lifestyle. Inside, the heart of the home is the renovated kitchen, stainless steel appliances, modern finishes, and an open layout that flows comfortably into the main living spaces. Additional upgrades throughout the home include a whole-house water softener, brand-new thermostat, and updated electrical outlets. The flexible bonus space gives you plenty of options for a home office, second living area, or entertaining space overlooking the water. Out back, the enclosed patio opens to your private backyard oasis shaded by mature mango and olive trees, creating the perfect setting to unwind after a day on the Gulf. The primary suite offers a peaceful retreat with an updated en-suite bathroom featuring a walk in shower while the guest bathroom has also been tastefully updated with dual sinks, jacuzzi tub, and contemporary finishes. The HOA is optional, giving homeowners added flexibility while still offering access to a wonderful waterfront community. Complete with a 2-car garage, private dock, and direct Gulf access, this move-in ready waterfront home gives you the opportunity to enjoy everything people love about living in Baywood Village and the Palm Harbor boating lifestyle.

344 Crosswinds Drive, Palm Harbor
$509,900
Ozona Shores 3rd Add SubDv. ⋅ 34683 Zip Code
Don’t just build a home, build your future in the heart of Ozona, one of Pinellas County’s most sought-after coastal communities. This exceptional homesite is cleared and leveled, offering a rare opportunity to fast-track your build in a location where waterfront and water-access properties are increasingly hard to find. With access to Brooker Creek and the Gulf of America, this property delivers the best of Florida coastal living, whether you’re heading out by boat or simply soaking up the water views and natural surroundings. An added advantage: Pinellas County has future plans to increase the clearance of the Shore Drive bridge, which is expected to allow for larger vessels to pass, further enhancing the long-term boating appeal of this location. The main lot offers approximately 116 feet of depth by 82 feet of width (9,512 sq ft), with an additional 1,848 sq ft parcel located along the water on the east side of Lagoon Dr, bringing the total to approximately 11,360 sq ft. This unique configuration provides flexibility for design, outdoor living, and maximizing your waterfront experience. Location is everything, and Ozona delivers. Known for its golf cart-friendly lifestyle and tight-knit coastal charm, this community offers easy access to local marinas, waterfront dining, and some of the area’s most beloved restaurants and gathering spots. Spend your days on the water, your evenings catching sunsets on a golf cart ride, and your weekends enjoying nearby amenities like the Sunderman Sports Complex and the scenic Pinellas Trail. The property is also conveniently located near Ozona Elementary and Palm Harbor University High School, making it an easy everyday lifestyle choice. Opportunities like this, cleared, build-ready land with water access, Gulf connectivity, and future upside are incredibly rare in Ozona. Don’t just live… live coastal. Survey and soil test available.

231 Lagoon Drive, Palm Harbor
$449,900
3 Beds ⋅ 3 Baths ⋅ Ryans Woods SubDv. ⋅ 34683 Zip Code
This rare waterfront opportunity in Palm Harbor’s highly coveted, golf-cart-friendly Ozona Village offers an unparalleled Florida lifestyle at an incredible price point. Nestled among the trees in Ryans Woods along the Sutherland Bayou, this three-bedroom, two-and-a-half-bathroom townhome features over 1,600 heated square feet of sun-drenched living space across three levels. The interior shines with newly updated luxury vinyl plank flooring, a convenient main-level laundry room, and a central kitchen hub, fully remodeled in the past few years and equipped with stainless steel appliances. The spacious upstairs bedrooms are defined by airy vaulted ceilings, specifically the primary suite which boasts an ensuite bath, a walk-in closet with built in closet organizer, and a 160 sq ft private deck overlooking the lush treetops. Complemented by an expansive and additional 640 sq ft ground-floor garage featuring tandem parking, room for a workbench, and a versatile flex space, you can launch your kayak or paddleboard just steps from your home at the community launch access or enjoy breathtaking views from your multiple private balconies. Major updates provide total peace of mind, including a 2021 AC, metal roof, a dedicated EV breaker, and an impact slider on the main level. The fee-simple ownership makes this an ideal choice for either a primary residence or a low-maintenance second home. Residents enjoy a sparkling, community pool with renovated community space and an affordable $315 monthly HOA fee, all while being 1 mile from Downtown Palm Harbor and minutes from downtown Ozona’s vibrant dining, the Pinellas Trail, Pop Stansell Park, and top-rated schools like Palm Harbor University High School. Whether you are looking for a full-time coastal sanctuary or a turnkey weekend getaway, this tropical paradise is waiting for you to say YES!

510 Ryans Woods Lane, Palm Harbor
$250,000
Blue Jay Woodlands - Ph 2 SubDv. ⋅ 34683 Zip Code
Build your dream home on this prime waterfront homesite in Blue Jay Woodlands Phase 2, one of Palm Harbor’s most desirable communities. With direct Gulf access, this property offers exceptional boating potential — launch from your backyard and enjoy easy navigation to open water for fishing, island hopping, sunset cruises, and year-round waterfront living. Ideal for designing a custom home with dock and lift potential (buyer to verify), this lot is a rare opportunity in an established neighborhood where waterfront land is increasingly limited. Blue Jay Woodlands is known for its mature landscaping and convenient location just minutes from Lake Tarpon, John Chesnut Park, the Pinellas Trail, and the Gulf beaches of Honeymoon Island and Caladesi. Enjoy nearby marinas, waterfront dining, golf courses, and the charm of downtown Tarpon Springs and Dunedin — all while living in a peaceful residential setting. A true opportunity to secure Gulf-access land and create the ultimate Florida boating lifestyle.

Lot 96 Blue Jay Circle, Palm Harbor
$860,000
3 Beds ⋅ 3 Baths ⋅ Baywood Village SubDv. ⋅ 34683 Zip Code
Effortless Coastal Living on the Waterway. Experience the best of coastal living in this beautifully updated 3-bedroom, 3-bath waterfront home, perfectly positioned with direct Gulf access and no bridge restrictions. Designed for both comfort and style, this home offers bright, open living spaces that invite natural light and peaceful water views. Step inside to discover a stunning island kitchen featuring all-new appliances, wood-look ceramic tile flooring, full hardwood soft-close cabinets with under-cabinet lighting, stone countertops, and custom lighting fixtures. The dining area boasts oversized 3-panel sliders that open to gentle tropical breezes and a covered waterfront patio, ideal for entertaining or simply relaxing. Enjoy evenings at the wet bar, complete with a sink, cabinetry, wine fridge, and accent lighting—perfect for hosting guests. The primary ensuite offers a serene retreat with private patio access, a custom walk-in closet, and a luxurious bath featuring a double vanity, soaking tub, and walk-in shower. The second bedroom includes a Murphy bed for versatile use of space, and there's a full laundry room equipped with cabinets, sink, and shoe shelf organizer. Additional details like plantation shutters throughout add timeless elegance. Outside, embrace true waterfront living with a covered brick paver patio, ceiling fan, grilling area, low-maintenance landscaping, storage shed, and white vinyl fencing with double gates. Your composite boat dock offers a 10,000 lb. lift, electric, and water connections—everything you need for easy days on the water. Just minutes from the Historic Tarpon Springs Sponge Docks, Wall Springs Park, Fred Howard Park Beach, Sunset Beach, Honeymoon and Caladesi Islands, the Pinellas Trail, and the world-famous Innisbrook Golf Club. Optional HOA for $75 annually offers a clubhouse. Must see - So much to offer. All measurements believed to be accurate must be verified by buyer.

312 Westwinds Drive, Palm Harbor
$649,000
2 Beds ⋅ 2 Baths ⋅ Baywood Village SubDv. ⋅ 34683 Zip Code
DEEP WATER ACCESS – ELEVATED FLORIDA WATERFRONT LIVING AT AN AFFORDABLE PRICE! Positioned on a wide, deep saltwater canal with no bridges, this waterfront residence offers direct, unobstructed access to the Gulf of Mexico. The home’s distinctive canal placement provides a broader visual corridor and a more expansive water perspective than typical canal properties, creating an open, refined coastal feel. An extra-large private dock (approximately 24’ x 12’) and a 10,000 lb boat lift make this property ideal for enjoying effortless Gulf access. Perfect for boating, jet skis, kayaks, and embracing the Florida waterfront lifestyle. The home features 2 bedrooms, 2 bathrooms, and a bonus room ideal for a home office, flex space, or additional living area. A functional garage adds convenience and storage. The well-designed layout offers comfortable living with the opportunity to personalize or enhance. Located in highly desirable Palm Harbor, close to top-rated schools, shopping, dining, parks, and popular destinations including Ozona, Tarpon Springs, and Innisbrook Golf Resort. Enjoy easy access to beaches, the Pinellas Trail, Clearwater, Dunedin, Tampa, and St. Petersburg. A rare opportunity to enjoy deep-water, no-bridge Gulf access, an oversized dock, and exceptional value in a prime coastal location.

311 Morningside Drive, Palm Harbor
$725,000
3 Beds ⋅ 2 Baths ⋅ Baywood Village SubDv. ⋅ 34683 Zip Code
BACK ON MARKET after FULL HOME REMODEL Spring 2026! Move-in Ready! HIGH & DRY — This elevated waterfront home did NOT flood during the 2024 hurricanes! Welcome home to this 3-bedroom, 2-bath waterfront beauty located in a true boater’s paradise. The deep-water canal behind the home provides direct Gulf access and features a private boat lift. Enjoy the tropical atmosphere, friendly coastal community, and unbeatable location. Step through the beautiful front door into this lovingly maintained, original-owner residence. The open layout features BRAND NEW 2026 LVP flooring and stunning views of the pool and waterfront. The spacious kitchen offers freshly painted wood cabinetry, BRAND NEW 2026 quartz countertops, a new subway tile backsplash, and stainless steel appliances — including a NEW refrigerator and hood (2026). The inviting living room features a fireplace and sliding glass doors leading to the private pool overlooking the canal. Retreat to the primary suite featuring a private entry area, large walk-in closet, direct pool access, brand new carpet, and a newly renovated 2026 ensuite bath — offering endless possibilities to create your dream luxury retreat. The split floor plan includes a second private bedroom with brand new carpet and a newly renovated 2026 full guest bath. There is also a third room with a closet that can function as an office, small bedroom, den, playroom, or — as currently used by the owner — a music room. Enjoy fishing or watching dolphins play right from your backyard. The pool was resurfaced with PebbleTec in 2021. Additional major updates include a new roof (2023), new garage door and opener (2024), new water heater (2025), brand new soffit, fascia, and gutters installed in December 2025, plus a NEW kitchen, bathrooms, flooring, fixtures, and fresh interior paint completed in Spring 2026. Additional features include a two-car garage, oversized driveway, and a concrete pad perfect for a boat trailer or RV. Located in Baywood Village, a welcoming coastal community offering a boating club and water activities for residents, all just minutes from the Pinellas Trail, Tarpon Springs, and beautiful white-sand beaches.

212 Westwinds Drive, Palm Harbor
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